How Our Terms Apply to Your Account
Our terms are written to be read, not buried. When you open an account on exo123, you agree to our terms of use and privacy policy at the point of registration — before you reach the lobby or connect a payment method like DANA, OVO, GoPay
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or QRIS. Deposits and withdrawals through those wallets are covered by our transaction terms, which explain how payment data is processed and how long we retain records. If you use bank transfer via BCA, BRI, Mandiri or BNI, those transactions are logged under the same retention
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schedule. Availability of our services depends on local law. We update our terms when regulatory or operational changes require it, and we notify account holders via the email address on file before major changes take effect. The current version of each policy is always accessible from
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the footer of every page.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.